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Financial Technology (FinTech) as a Game Changer for Financial Inclusion

Book Chapter

Authors: Mohammed Majeed; Abibu Amidu; Sofia Devi Shamurailatpam; Vijaya Kittu Manda

DOI: https://doi.org/10.2174/9798898813154125010010

Book Name: Fintech Revolution and Financial Inclusion in Emerging Markets: Shaping Sustainable Digital Finance

ISBN: ISBN1: 979-8-89881-316-1; eISBN: 979-8-89881-315-4, 2025

Publisher: Bentham Science Publishers

Editor(s): Mohammed Majeed, Sofia Devi Shamurailatpam, Parag Sunil Shukla, Ibrahim Osman, Hamidu Gafaru Dokurugu

Book Chapter Number: 7

Publication Date: December 10, 2025

Pages: Pages 119 - 128 (10 pages)

Book Chapter Link on Publisher Website

Book Link on Publisher Website

Abstract: Financial technology (FinTech) has materialized as a transformative force in improving financial inclusion, particularly in emerging markets. By leveraging improvements such as mobile banking, MoMo, digital payment platforms, and data analytics, Fintech has expanded access to financial services for underserved populations. This paper examines the role of Fintech in promoting financial inclusion, highlighting its impact on economic development and poverty reduction. It also addresses the challenges and risks associated with Fintech implementation, including cybersecurity concerns, regulatory hurdles, and the potential for amplified disparity. The study underscores the need for a balanced style that fosters innovation while guaranteeing buyer protection and financial stability.

Keywords: Financial inclusion, Fintech, Financial, Innovation, Technology

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Research works citing this work..

  1. Tokenized remittance governance in Lebanon’s financial crisis: a compliance-by-design framework
    October 2026 Imad Chehade; Aya Merhi; Huthaifa Alqaralleh; Chadi Baalbaki Journal Paper / Digital Policy, Regulation and Governance 1–32

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